SME FUNDING READINESS · SOUTH AFRICA
Know how funding-ready your business is.
Credly helps South African SMEs understand how funding-ready they are, find funding opportunities they may qualify for, and prepare their business to apply.
SAMPLE REPORT · TARGET 85
FUNDING MATCHES
- 86%
Direct Lending · sefa
- 78%
iMbewu Fund · NEF
- 64%
Working capital · Fintech
SEE IT IN ACTION
From messy paperwork to funding you can apply for, in five steps.
STEP 1
Upload your documents
Bank statements, CIPC and SARS records, in one secure place.
FNB_statements_Apr-Sep.pdf
2.4 MBCIPC_CoR14.3.pdf
310 KBSARS_TCS_PIN.pdf
120 KBHOW IT WORKS · 4 STEPS
Upload your documents
Bank statements, CIPC and SARS / TCS records.
Enter your monthly figures
Copy income, expenses and balances from your statements in a few minutes.
See your readiness score
Generated instantly: a weighted score across financials, documentation, compliance and funding preparation.
Get matched to funding
See the programmes you may qualify for, why you match, and what's missing before you apply.
WHAT CREDLY LOOKS AT
A consistent view of readiness, built from what funders actually ask for.
Cash flow
How money moves through the business month to month.
Revenue stability
Consistency of income over the trading history reviewed.
Cash reserves
Buffer available to absorb shocks and fund growth.
Documentation
Completeness and consistency of the records submitted.
Compliance information
CIPC, SARS/TCS and other verification records.
Funding preparation
Clarity on the amount required and its intended use.
AFTER THE FIRST APPLICATION
Funding isn't a one-off. Credly keeps you ready for the next round.
Stay funding-ready
A monthly Credly Score across cash flow, reserves and compliance, with expiry alerts and a clear note on what changed and why.
Keep finding opportunities
New programmes are matched as they open, with the deadline and exactly what you're missing.
Track your funding
Every application and outcome in one funding history, with a checklist to prepare for the next round.
Turn a no into a plan
If an application is declined, Credly shows the likely reasons and a 90-day plan to become fundable.
PRICING
One plan. Everything included.
We keep your business financially organised, funding-ready and connected to relevant capital. Browsing funding opportunities is free; Credly is for the work around them: which ones fit, why you match, what's missing, and what to do next.
Browse funding opportunities →Credly
MONTHLY · CANCEL ANYTIME
Know your funding readiness. Discover funding matched to your business. Prepare to apply.
- Funding Readiness Score, updated monthly
- Business health dashboard: cash flow, reserves, compliance
- Upload bank statements, SARS and CIPC documents
- Document expiry alerts
- Personalised funding opportunity matching
- Match percentage with a clear explanation
- Eligibility requirements and missing-document detection
- Funding application checklist
- Downloadable funding-readiness report
- Funding history and next-round preparation
- A 90-day plan if an application is declined
- Track the opportunities relevant to you
IMPORTANT
Credly does not lend money and does not guarantee funding.
We help you prepare. Your readiness score reflects how complete and well-organised your file is — funding decisions remain with each funder.